Interest rates go up and down, but with a CD from FNBC, you can lock in a rate for the term of your choice. No “guesstimating” what your return will be — we offer fixed rates and a wide variety of terms so your money is available when you need it. Fixed rates based on term of CD.
CDARS is another option if you’re concerned about staying below the FDIC limit. With the Certificate of Deposit Account Registry Service from FNBC, you can save time and energy from taking CDs to various financial institutions in order to say below the FDIC limit. Simply use this valuable service and we will place your money in CDs at other participating banks, each one under the FDIC limit, keeping your investments streamlined and insured. You will receive one consolidated statement, and only work with FNBC — we do the rest!
Please contact FNBC at 870.994.2311 or visit one of our 10 locations in north central Arkansas to speak with a Consumer Relationship Manager for more information or to open a CD or CDARS account.
No one knows what the future holds, but with an Individual Retirement Account from FNBC, you can sleep soundly at night knowing when it’s time to retire, you’ll be financially prepared. We offer several options to fit your situation.
Types of IRAs available:
Traditional – pre-tax contribution. Taxes are deferred until funds are withdrawn.
Roth – post-tax contribution. Taxes are paid on the front-end before this contribution is made.
Transfer the Cents helps you save money while you spend! Simply stop by one of our locations or give us a call to start rounding up your transactions to the nearest dollar for quick and simple savings!
Two great options to choose from:
Transfer the Cents: Allows you to round up debit card purchases from your checking account to the next whole dollar amount and transfer the difference to the savings or checking account of your choice.
For example: Let’s say you purchase a soda for $1.65 at a local restaurant. Transfer the Cents will automatically round your transaction up to $2.00, transferring the $0.35 difference into your savings or checking account of your choice.
Transfer my Ending Daily Balance: At the end of each business day, we will round the balance in the checking account of your choice down to the next whole dollar amount and transfer the difference to the savings or checking account of your choice.
For example: If your account’s ending balance for the day is $156.45, Transfer the Cents will round your account down to $156.00, transferring the $0.65 difference into your savings or checking account of your choice.