Financial Planning
FNBC Bank is proud to offer investment services for our clients through Investment Professionals, Inc. (IPI). Scott Daily, our in-house Investment Professional, is located at our Ash Flat office but regularly visits our other offices to meet with clients.
Investment Professionals will provide you with:
- A financial review to examine your current investment situation and suggest an individual investment strategy based on such factors as your income, investment goals and time horizon.
- Consolidated brokerage statements and access to investment research, quotes and news.
If you are already a financial planning client, log in here.
The Importance of Investing
You’ve worked hard for what you have and deserve to have the future you want. Your financial future depends in large on decisions you make today. When you take the time to build a financial plan, you are taking the first step in achieving your goals and we will be there with you every step of the way.
Why Invest?
Developing an investment plan requires you to quantify your goals and could greatly improve your chances of achieving the retirement you have dreamed of. It could help maximize the chances of meeting the objectives in your financial plan that best aligns with your financial goals.
Regardless of the state of your current financial picture, it’s always a good idea to review your financial plan and understand how it relates to your financial goals and be aware of the options you can take that can help your financial well-being.
Why Have A Financial Consultant?
Having the support and knowledge of a Financial Consultant can help you better secure you and your loved ones’ futures. We can guide you through the process and steps to best help you reach your financial goals. You may even discover new opportunities you didn’t know about or improve your current options to better fit your specific needs.
Life Stages Financial Planning
The investment strategies and tactics for achieving short-term goals are very different from those used to accomplish long-term ones. Managing for tax efficiency plays a key role every step of the way.
Accumulate
In the accumulation phase you are working hard to build assets, support the household, save for college and, hopefully, set aside money for retirement. When it comes to investing in this phase, every dollar counts because dollars invested early will work hardest for you later.
Spend
Phase two is retirement. During this phase, you’re likely living on a reduced income but now have the time to do things you enjoy. If you’ve planned adequately and factored in the potential for higher medical expenses along with your monthly bills, you should have enough extra money for a good quality of life.
Release
The release phase begins upon your death when your heirs and charitable organizations can benefit from your generosity. Tax-efficient estate planning gives you the satisfaction of offering a leg-up to your children and grandchildren or a little bit of hope to the less fortunate.
To find out more about these valuable services, stop by and visit with our IPI representative, located at FNBC Bank’s Ash Flat office, or call 870.257.1811 to set up an appointment at any of our locations.
Contact information:
Scott Daily
P.O. Box 8 | 636 Ash Flat Dr.
Ash Flat, AR 72513
direct phone 870.257.1811
fax 870.257.1996
[email protected]
Additional links:
NO BANK GUARANTEE | NOT A DEPOSIT | NOT FDIC INSURED | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | MAY LOSE VALUE
All Securities and Advisory Services offered through Investment Professionals, Inc. (IPI), a Registered Broker/Dealer & Registered Investment Advisor and member FINRA & SIPC. The investment services offered by IPI under the name Investment Professionals are in no way affiliated with or offered by FNBC Bank, nor is FNBC Bank a registered broker/dealer. Customers working with Investment Professionals will be dealing solely through IPI with respect to their investment, brokerage and securities transactions. IPI does not offer or provide legal or tax advice. Please consult your attorney and/or tax advisor for such services. The products offered by Investment Professionals, Inc. are not insured by the FDIC, the NCUA or any other agency of the government, are not deposits or other obligations for the bank or guaranteed by the bank and involve investment risks, including possible loss of principal amount invested.
