Rewards Checking Benefits

First National Banking Company's Rewards Checking Account entitles you to participate in the most exciting value club program in the country.

We have partnered with Generations Gold to offer you some of the most exciting rewards around! Take a look at all of the amazing benefits:

Full Service Travel

Our full service travel network offers an entire spectrum of travel options and destinations, from local weekend getaways to exotic tropical island vacations. Our computerized reservation, ticketing, and information center guarantees you the lowest published air fare available at the time of booking as well as a 3% cash rebate* and personalized service too!

Air Travel

Guaranteed lowest rates, 3% rebate, plus $100,000 automatic flight insurance. Rebates are automatically mailed 30 days after completion of travel.

  • Worldwide Family Travel
  • Cruise Destinations
  • Group Tours & Events

Discounted Car Rentals

Get from 15 to 30% off on select car rentals.

Hotel Accommodations

Take 5 to 50% off in every price range and at virtually any location in the world.

Vacation Specials

Be sure to visit generations-gold.com and click on "Search for Vacation Specials" for up to the minute travel offers. Our special custom search engine that helps you find just what you're looking for.

Condominium Vacations

We can send you and your family to one of the most desirable vacation destinations in the world for 7 days and 7 nights. Starting at just $350 for an entire week.*

Health Services

With Generations Gold, you and your family will receive special pricing and valuable health service discounts from the most trusted names in health care today!

Pharmacy Discounts

Contact us for a list of participating pharmacies in your area.

Vision Care Plans

With Cole Vision, your entire family can save hundreds on eye care! Get 10% - 60% discounts on lenses and frames, $5 - $10 off eye exams, and save up to $500 on Lasik!

Hearing Care

Beltone offers a free hearing exam plus a 15% discount on all hearing aids, services, and accessories at over 3,000 providers.

Consumer Protection Program

As a Generations Gold member, most new purchases you make are automatically covered against loss due to damage from fire or theft (even from vehicles) for 90 days from the date of purchase at no additional cost to you.

In addition, most new consumer merchandise you buy is now covered through Generations Gold by an Extended Warranty which extends the manufacturer's original warranty up to one additional year—at no additional charge!

Consumer Action Team

Your personal consumer advocate is just a free phone call away! You never have to feel like you have been taken advantage of again! From now on, as a Rewards Checking member, you have access to the Consumer Action Team.

Long Distance Telephone Service

The Generations Gold long distance service offers you no monthly service fee, no monthly minimum, no cost to switch over from your current carrier, 24-hour customer service, no extra numbers to dial, billed in 1 minute increments and very competitive rates. We also offer inbound 800 service.

Prepaid Phone Cards

We have teamed up with AT&T to bring you prepaid phone cards at an unbeatable rate!** There is no connection fee or hidden charge. The cards are for primary members only and there is a 3 card per account per month limit.

Credit Card Registration Protection

Register all of your credit cards with our Credit Card Protection Agency.

Treat the Family

Your membership entitles you to register up to five additional family members outside of FNBC's service area as complimentary members at no additional charge.

Optional Additional Services

  • 24-Hour Road Service
  • Student Grant Locator Service
  • Veterinary Pet Insurance
  • Comprehensive Dental Coverage
  • Consumer Protection
  • Basic Life, Term Life, Universal Life, Long-Term Care, and Individual Health Insurance
  • Internet Grocery Coupon Club
  • National Restaurant Discounts
  • Family Movie Ticket Discounts
  • Personal Emergency Response System
  • Internet Access
  • Great Gifts for Less
  • Theme Park & Major Attraction Discounts
  • City Pass Discounts
  • Sam's Club Discounts
  • Costco Savings

*Travel discounts are based on availability. Some black-out dates and restrictions apply.

**Rates subject to change. There will be a surcharge on calls made from pay phones. International flat rates are higher than US domestic flat rates and differ according to destination called. Call times are billed in one minute increments.