Rates

Rates as of September 7th, 2010.

Certificates of Deposit (CDs) and Individual Retirement Account (IRAs)

ProductInterest RateAPY*
1 Month0.30%0.30%
3 Months0.30%0.30%
6 Months0.90%0.90%
12 Months1.12%1.13%
18 Months1.16%1.17%
24 Months1.44%1.45%
30 Months1.41%1.42%
36 Months1.61%1.62%
48 Months1.66%1.67%
Variable Open End (IRA Only)1.310%1.320%

Certificate of Deposit Specials

($5,000 Minimum Deposit)

ProductInterest RateAPY*
8 Months1.45%1.46%
13 Months1.50%1.51%
25 Months1.75%1.76%

Checking Rates

ProductInterest RateAPY*
Super Plus Checking (NOW)0.10%0.10%
Hi –Fi Money Market0.20%0.20%
Rewards Checking0.10%0.10%
E-Free Checking0.25%0.25%

Passport Checking (NOW)

AmountInterest RateAPY*
0 to $2,499.000.00%0.00%
$2,500 to $24,999.990.10%0.10%
$25,000 to $49,999.990.20%0.20%
$50,000 to $74,999.990.25%0.25%
$75,000 plus0.35%0.35%

First Choice Money Market

AmountInterest RateAPY*
$2,500 to $9,999.990.10%0.10%
$10,000 to $24,999.990.35%0.35%
$25,000 to $49,999.990.75%0.75%
$50,000 plus1.00%1.00%

Savings Rates

ProductInterest RateAPY*
Statement Savings0.20%0.20%
Christmas Club2.50%2.50%
Piggy Bank Savings0.20%0.20%
Key Health Savings1.510%1.520%

Investors Choice Savings

AmountInterest RateAPY*
0 to $4,999.990.00%0.00%
$5,000 to $24,999.990.20%0.20%
$25,000 to $74,999.990.40%0.40%
$75,000 to $124,999.990.55%0.55%
$125,000 to $199,999.990.55%0.55%
$200,000 plus0.55%0.55%

*Annual Percentage Yield

*Rates may change after the account is opened and fees may reduce earnings.