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FNBC's Ruth Rogers Elected as Chairperson

Rogers to serve as Heritage Clubs Advisory Board Chairwoman Bank Club Association announces newly elected chairwoman at Annual Meeting

Cherokee Village, AR - Heritage Clubs International, llc (HCI) is pleased to announce that Ruth Rogers of First National Banking Company (Cherokee Village, AR) has been elected by her peers for a two-year term as the HCI Advisory Board Chairwoman. Newly elected advisers were announced at the annual Peer Group conference held most recently March 24-28, 2010 in Oklahoma City, OK. After serving as a board member for the past year, Rogers was nominated and voted as chairwoman by her peers to replace the current chairwoman who is ending her term. HCI is an Association of Bank Clubs and the premier bank marketing organization in North America. As a member of the Heritage Clubs Advisory Board, Rogers, Passport Club Director will be part of providing leadership for the annual meeting of bank club directors and year-round advocacy for their peers. Rogers will provide support and act in a liaison role for Heritage Clubs management. Advisory Board members are elected by their peers, who lead bank clubs for individual community banks across 33 states. The nine members are well experienced club directors who have earned the confidence of the broad membership in this important market segment of the commercial banking system. "Heritage Clubs is a network of peers in the bank club industry and I look forward to serving as a leader to this network," Rogers said. "This is a valuable opportunity for me both professionally and personally and I am honored to be recognized by my peers for my successes and elected to share my experiences with our membership" Rogers has served as the FNBC "Passport Club Director" since the clubs beginning in 2001. The "Passport Club" boosts a membership of over 2200 customer members. Rogers is actively involved in her community and serves on the Cherokee Village Facilities board, the Family & Consumer Sciences Subcommittee for Sharp County Extension Service, and is a member of the Ash Flat Church of Christ. In her spare time Rogers enjoys camping with her husband and family, golf, antiquing, and is an avid book collector.

"Heritage Clubs Advisory Board is a key component to guiding the future success for our organization," said HCI President, George Aker. "Ruth and the other Advisory Board members come to the Board with a depth and breadth of talent, allowing HCI to strengthen our value in the bank club market." Other newly elected advisers include: Sheila Clary, Central Classic Club of Central Bank of Illinois (Gen- eseo, IL) and Lyn Lundell, Emerald Club of Central Bank (Cherokee, IA).

Advisory Board members continuing their terms include: Cindy Blaine, FSB Heritage Club of Farmers Savings Bank & Trust in Traer, IA; Ruth Rogers (newly elected chair), Passport Club of First National Banking Company in Ash Flat, AR; Doreen McKinney, Platinum Passport Club of Mascoma Savings Bank, Lebanon, NH; Diane Sandwick, Vintage Club of First State Bank in Wabasha, MN; Lois Reynolds, Prestige Club of Iowa Trust & Savings Bank, Centerville, IA; Don Ruhde, Millennium Club of Iowa Falls State Bank, IA and Renee Zaiser, Good Neighbors Club of Two Rivers Bank & Trust, Burlington, IA Retiring board members included: Valerie Kelsey, 2-term chairwoman, Premier Club of D. L. Evans Bank in Burley, ID and Jackie Nelson, Keenagers Club of United Prairie Bank in Owatonna, MN

Heritage Clubs International, llc. was founded in 1980 by First Citizens National Bank in Mason City, Iowa and currently has a membership of more than 200 parent banks located in 33 states across the coun- try. Each bank has formed a bank club that offers membership to senior customers who meet deposit requirements and who have time and interest in social activities and travel. The primary goal for the banks is growth in deposits and increased profitability from sale of bank services. This is done by generating strong relationships with the members. The bank club offers many banking related benefits to these cus- tomers, with most offering travel programs, from one day trips to extended tours, plus international tours and cruises. The travel program is the "jewel" of the bank clubs as it develops the strongest relationship of all of the banking services.